• How to save 30% on your car fuel expenses

    It’s simple – maintain your vehicle.

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  • The commercials for ARMs are back

    Something that people seem to be able to agree upon re the financial/mortgage crisis was at least aggravated by people being unable to refi or handle the increased payments when their ARM adjusted upwards. Remember, ARMs were often sold to people who often couldn’t afford to pay the house payment on a straight 30 year repayment mortgage so ARMs offered a cheaper way into a house on the implicit or explicit assumption that the buyer would be able to either refi the mortgage before the ARM would reset, flip the house before the ARM resets or suddenly earn a lot more money before the ARM resets.

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  • Another link roundup

    Don’t believe the ‘lots myth’ – good points by Jon Acuff on Dave Ramsey’s website (as you’d expect). As someone who tends to try and ‘outearn’ his stupidity (as Dave Ramsey would call it), that definitely rings a bell.

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  • Keep an eye on the expiry date of mail-in rebates

    I’m a little mad at myself here – I know how these work (ie, you have to be extremely careful that you send in the mail in rebate during the window that it is active) and I still missed the one for my cell phone.

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  • Occasional link roundup

    Exploiting economic illiteracy – While this post specifically talks about investors, I would think that the whole theme goes further than just investing. Complex can be good for the financial industry, but not necessarily for the customer at the other end, especially when the pitfalls of the product haven’t been explained properly to the customer (think Option ARMs).

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