Don’t believe the ‘lots myth’ – good points by Jon Acuff on Dave Ramsey’s website (as you’d expect). As someone who tends to try and ‘outearn’ his stupidity (as Dave Ramsey would call it), that definitely rings a bell.

[No Income? For Good or Bad, You Can Still Get a Credit Card]( (Mintlife Blog) – that’s straight from the Bad Ideas Department IMHO.And a couple of links as it’s tax season: [Nine common mistakes to avoid when filing your tax return (Walletpop)]( [Tax Relief Act: Four retirement moves to make (MarketWatch)](